Wednesday, December 19, 2007

I got to do better....




Okay I am not sure what I wrote about last but lets catch up... I am in the process of buying a new car, actually if nobody pisses me off I am gonna have a brand new Ford Fusion.......


The process as been somewhat interesting.... (1) was the financing I went to my credit union first and they said they could only finance 90% of the purchase.....WTF!!! that's the craziest shit I had ever heard. So then I went to my insurance company and they said they could do it but for 7.89% (somewhat high, I know) but it was cool I was paying the car off early and wasn't gonna use the max. amount I was approved for. (2) find the vehicle, now I must tell you that I pretty much have been stalking the market since last year. My initial choices were between Camry, Accord, Grand Prix, Fusion. I breifly got distracted by the Audi, Volvo and Saab. I mentioned to my S23 that I was gonna purchase a new car and she suggested I read Millionaire next door, which I did and that's when I decided I was not going to spend more than a millionare spends on a car the average millionare spends about $23,000 on a vehilce, so those were my price range was going to be $23,000 but not to exceed $25,000 after tax title and license. I wanted a 2007 Ford Fusion with a V6 engine and a moon roof. As I looked more I decided that i wanted leather seating...Now for those that don't know I am driving a 2001 Ford Escort with manual windows, manual looks, radio with tape deck, no special options, but I love Ziggy. But I felt I have worked hard, been financially responsible and I deserved some perks.....So I went online and I emailed all the dealership in the state that had the vehicle with the options I wanted. I waited impatently for them to respond. Some did and others did, and ohters probably should not have. I intially did not provide my full name just my first initial and last name, they thought I was a man until i mistakenly sent a email back with my full name. Well as we are talking one dealer ask for my address so he can compute the taxes. okay for thouse that don't know if dealers have to vital "points" of information on you they can pull your information and decide how much you should pay (at least that's my theory), so I politely emailed him back as why he needed my full address s0 he could do a tax watch, I googled tax watch and found nothing in relationship to purchasing a vehicle, I told him that all the other dealers just needed my parish of residency why does he need my full addy and what is a tax watch, I a still waiting for his answer. Well last week I narrowed my searh down to 5 and did a drive by at the 2 lots that had these vehicles, at which point i narrowed it down to 2 one at each lot. Now one had a navigation system it was really nice but they didn't want to sell it to me in my price range. The other was like okay we can do this, after I explained to them I was aware of the invoice price, and laught and the suggestion that I was going to pay the MSRP for a vehicle and for a vehicle at teh end of the year. Now the invoice price was really easy to get I just to Edmunds and built the car based on the window sticker from the dealers website. Well so the my first choice the black one fell through and so on Monday I called the #2 Dealer and said I want to buy my car today, I have filled out my credit application online so if you can beat my current intrest rate you can finance me. Now I had spoken with my insurance company and told them that I was purcasing my car and I needed a check (it was about 3:50) and they closed at 5:00 so I told the dealer to fax the information over so they would have it, plus I need to go pay my insurance on my new vehicle and drop full coverage on my old vehicle all before 5pm. I get to the dealership at 4pm and this is were i started to get pissed. She sits me down in her office, we exchange pleasantries (because this is our first meeting, we have only communicated by internet and one phone call before i came) and then she starts asking me question, my name, my address, how much money do I make. I am like WTF, she says we have to fill the application out because she needs a hard copy (even though i have been approved already online) all i wanted to know was the interest rate. So I start to get pissed then she hands me a HIPPA form which pretty much says that they are gonna sell my information (HELLFUCKNO) then she goes to teh sales manager as he plays with his co-workers and takes his sweetasstime. oh I am steaming.....cause i thought I was gonna get there and find out the interest rate and say yeah or nay and sign some papers and get the fuck out. So I sit there, and she can see that iam boiling

I am started this earlier last week but i decided to just post it.



Monday, December 10, 2007

Its been a while

I was looking at my last post which was dated November 19....damn its almost been a month since I have exposed you to this nonsense I call my life. Lets see....

As of right now I am tired and overwhelmed. Okay let me first say I am a control freak, I have difficulties letting go and sharing responsibility with others. I fell like its my job to do everything and think after a while my family buys into the notice that F22 will do it, F22 will take care of it and I usually bitch and complain and then take care of it.

Right now I am in the process of purchasing a new car and the mfs are pissing me off. I really don't want to go to the dealership until i am picking up my car but i think I m gonna have to take my angry black women skit to the dealership cause they are fucking with me. I have secured my financing and email 5 dealerships who have the car with options that I want and I don't feel like they are taking me serious. When I sent the emails per there website I didn't provide any identifying information other than my first initial and last name and a email address. I made the mistake when responding to one dealership of leaving my full name on the email (automatic signature) and he emailed me back saying he need my full address because he need to do a tax watch. this is my response to that and his response to me.

What's a tax watch? I have never heard of that, the other dealers that I have been communicating with only need the parish or city to determine the taxes. HIS RESPONSE:
well they are shooting from the hip i don't do that i will not loose your business over price but i like to have all my ducks in a row

Now when I got this response i was pissed, I felt like he was fucking with me. He did not answer my question which led me to believe he was full of shit. I am gonna give him until Thursday/Friday to figure out that he never answered my question and until he does we can't move forward. NOW WHY WANT I GIVE HIM MY ADDY-its my understanding that once they have to vital points of information they can pull your information. like when you give them your DL before you test drive a vehicle (they are researching you) while you are taking the car for a spend and I don't want them to research me and determine what they think I should pay for this car or any other car for that matter....

Another dealership that I am dealing with the woman sent me a quote for the most expensive vehicle that is on the lot that fit my specs. how do I know cause I searched the inventory and asked her was this the only vehicle that met my specs and she said no, when can you come into the dealership to look at them. I got pissed once again because I am thinking if i had time to come in would i be communicating with you through the Internet. NO... so i responded by saying that I really don't have time to come and spent with her at the dealership, that when I come in it will be to purchase a vehicle not to look and browse. I am still waiting for her response.

Another dealership I has been sending me emails about trade-in and why i should choose them.

This is a nightmare.....I said I was gonna wait until Thursday afternoon and send all 5 dealerships a nice letter stating my frustration and my desire to find someone else to sell me a vehicle, whether at there dealership or somewhere else.


What else......Return of the EX.....
Okay a guy that I dated several years is back in my life and he is phucking my world up. Okay who is this man. I have known this man all my life he is actually my cousin's cousin. We are not related. Growing up we always were attracted to one another, he has lived in Ohio and I lived in either Arkansas or Louisiana. Well when we graduated from high school he went to the navy and i went to college and some point he got out and went back to Ohio and I graduated and went back to school. Now we would see each other occasionally when he would come to visit his family and we would hang out but nothing serious. Well my first year of law school we were talking a lot and he breaks the news to me that he is moving to Louisiana, i am like WTF....Excited scared all of the above. So he comes to visit me like in November and we have a GREAT TIME!!!! He tells me that he is moving down in December and that he will be staying like 3 hrs away from where i am living but he will be traveling the state so he will always be in south LA when I am down and can be in North LA when I am up there. Well we date and its good, he makes me sick and but I love the way he makes me fell. We have issues but never really talk about them, we just take time away from each other and start back up. Well we were having "problems" and were in one of our time out phases and I met someone and we start "talking" but HE comes back and we hang out and I tell the new guy about it and he is really pissed and we stop talking well HE and I start back up and then we have one another time out well this time was a little longer than normal, he is in town and stays with me however there is hella tension and he goes his way and we don't talk. Well one day I get a call, like a month or so later and he tells me he is getting married. WTF!!! MARRIED. YOUR ASS WAS JUST IN MY BED A MONTH AGO (though nothing happened). When did all of this take place. So I say Congratulation whens the date, where. He tells me that its sometime in July in Ohio and we get off the phone. of course i call my girls and tell them and they are like do we need to make a trip I am like no I am okay, which i really was, yes i was hurt but figured obviously she makes him happy oh well...My friends are not understanding my response to this they think i should be violently mad. well anyway I decide to give him a gift, so I call to find out where they are registered and he says no where WTF????? and then he tell me that his wife doesn't drink WTF?? so I make him a basket, yes i tap into my domestic side and make him this beautiful basket with rose petals and stuff for them LOL!!! once again my family and friends are not understanding my response to this and neither is he. But I meet him at his hotel when he was south LA and give it to him and wish him luck and that's the last time i talk to him. Well I hear about his wife and what not from our mutual family and how they never see him and what not. Surprisingly I never run into him. Well a couple of months later I get a call from him and he wants to talk (I am so not in the mood for this shit) He tells me he is getting a divorce (after less than a year). So listen with a tentative ear and sarcastic mouth about the woes of his failed marriage and he says something to the effect that he wants to see me and I am like hell no. Well over the next years or so we don't talk/talk cause I refuse to go there with him. So the Christmas before last. (now he has moved to Atlanta) He came to visit and we hung out. Initially I was guarded and cold to him and then we started talking about and stuff and it felt good damn good to be with him again and thank God he took his ass back to ATL. Well last Christmas I was in a relationship and made it my business not to see his ass while he was here (and he to was in a relationship) ironically enough i was back with the guy from law school who he jacked things up with before. So we didn't see each other. Fast Forward to last month.... I get an email saying make no plans for Christmas because HE wants to see and HE isn't taking no for an answer. Of course I laugh and call him and ask WTF? We talk and he tells me how he loves and cares for me and wants another chance..... I am think ( i should say that we are friends now and we get alone fine). When I think of him I think of a lot of things, I think of a life long friend who I can drink and try new restaurants with, have a good time doing absolutely NOTADAMNTHING with, GREAT AMAZING MIND BLOWING SEX and when I think of my current status the negatives seem like small stuff. I told him I don't know about us getting back together because for one he lives 8 hrs away and that to long distant for me, and then I am not sure how i feel about him whether I love him or just love the way I feel when I am around him.